本书全面探讨和剖析了现代社会个人和家庭的财务规划，涉及收支预算、置业安居、保险计划、子女教育、退休养老等诸多方面，可谓涵盖了人的一生。同时，书中几乎包含了所有适合个人投资理财的方式和方法，为读者投资理财提供了便利、有效的指导。每一个普通人都可以通过阅读本书而成为精明的理财高手，运用简单而有效的理财策略，让你的财富最大限度地实现保值增值。(The book comprehensively discusses and analyzes the financial planning of individuals and families in the modern society, covering the whole life of a man such as budgeting, settlement, insurance planning, education of children and retirement and endowment. Additionally, the book includes almost all the modes and methods for personal investment management and provides readers with easy and effective guidance for personal investment and financial management. By reading the book, every common person can become a master of financial management and apply the simple and effective tactics for financial management so that the value of their fortunes can be maintained and maximized.)