Janet McGinty's The Smart Money Guide can help you to clarify and understand your financial picture, to make better choices about money and to provide you with some tools to help you get your money working for you instead of you working for money. She does this using what she calls the ESCG™ Code. This guide addresses the four skills of money management and will provide you with a simple framework through which to view your financial picture. With a clear picture of your finances, you'll be able to identify what you need to focus and work on. The code is simple but powerful. Learning and using it as described will put you in complete control of your finances and give you the tools you'll

need for building wealth.